The Treasury Department reports that bank-account ownership and Taxpayer Identification Number checks became fully operational on September 30, 2026. These measures, tied to Executive Order 14249, screen payments before disbursement to prevent fraud and waste. Treasury states it has screened over 1.1 billion payments totaling $3.7 trillion, stopping about 13,500 payments worth $175 million intended for deceased individuals. Recipients must ensure their bank account names match agency records to avoid returned payments. The Bureau of the Fiscal Service notes that direct deposit remains the standard delivery method for most federal funds.
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